FOR SALE BY OWNER 5012 Sylvester Loop • Tampa, FL 33610

You do NOT need a Bank for a Mortgage!

This property comes with a 6.5% interest rate that automatically drops to 6% after five years. The Current National average for a 30-Year Fixed is 7.54%!

Source: Mortgage News Daily · Checked October 2, 2026
$329,000
5012 Sylvester Loop • Tampa, Florida
3Bedrooms
2.5Bathrooms
1,880Sq. Ft.
2-CarGarage
2020Built

Move-in-ready Tampa townhome with room to live.

A spacious end-unit residence with an expanded screened patio, two-car garage, fresh interior presentation, and a financing option that can make this home stand out from conventional listings.

  • End-unit townhome
  • Expanded screened outdoor living area
  • Two-car garage
  • Open kitchen and living spaces
  • Convenient Tampa location
  • Offered directly by owner

At a glance

Price: $329,000

Property: Townhome

Address: 5012 Sylvester Loop, Tampa, FL 33610

Seller financing: Available for qualified buyers

Schedule a Private Showing

New! Decreasing Interest Rate Mortgage

A financing option designed to reward on-time payments with a lower locked-in rate after month 60.

6.50% → 6.00%6.50% for the first 60 monthly payments. Rate decreases to 6.00% thereafter provided the first 60 monthly payments are made on time and the loan is not in default.
6.22% APR*As little as 10% down • No PMI • $750 origination fee • 30-year amortization • No balloon • No prepayment penalty.

*6.22% APR based on a $296,100 financed amount ($329,000 purchase price with 10% down), 6.50% interest rate for the first 60 monthly payments. Rate decreases to 6.00% thereafter provided the first 60 monthly payments are made on time and the loan is not in default. 30-year amortization, $750 origination fee, and no PMI. Subject to buyer qualification and final loan documents. Not a commitment to lend.

See the monthly payment difference.

Compare estimated principal-and-interest payments using the same $329,000 purchase price and your chosen down payment.

Mortgage Payment Comparison

National Average Mortgage Rate — 30-Year Fixed

National Average — 30-Year Fixed30-year fixed benchmark • $329,000 purchase price
7.54%
—
5012 Mortgage — First 5 Years6.50% note rate
6.50%
—
5012 Mortgage — Thereafter6.00% after the first 5 years of on-time payments, subject to loan terms
6.00%
—
Estimated Savings—
—
—
Source: Mortgage News Daily, 30-year fixed national index. Saved benchmark: 7.54%, checked October 2, 2026. This calculator does not yet update the benchmark automatically. Savings compare principal and interest only over the full 30-year loan term and exclude differences in fees, including the $750 seller-financing origination fee. P&I means principal and interest. Estimates exclude taxes, homeowners insurance, HOA dues, PMI, and other costs. The thereafter payment uses the remaining balance and 25-year repayment period. The national-average comparison assumes the benchmark rate stays fixed for 30 years.

See the home.

Bright, open living spaces, a spacious kitchen, comfortable primary suite, and an expanded screened patio give 5012 Sylvester Loop plenty of room to live indoors and out.

Front exterior
Front exterior
Kitchen
Kitchen
Kitchen island
Kitchen island
Living and dining area
Living and dining area
Half bathroom
Half bathroom
Upstairs landing
Upstairs landing
Upstairs laundry
Upstairs laundry
Loft Area
Loft Area
Upstairs full bathroom
Upstairs full bathroom
Primary bedroom
Primary bedroom
Primary bathroom
Primary bathroom
Primary bathroom dual vanity
Primary bathroom dual vanity
Primary walk-in closet
Primary walk-in closet
Bedroom 3
Bedroom 3
Bedroom 2
Bedroom 2
Two-car garage
Two-car garage
End-unit exterior
End-unit exterior
Expanded screened patio exterior
Expanded screened patio exterior
Side yard
Side yard
Garage and generator
Garage and generator
Community playground
Community playground
Community pool
Community pool
Screened patio interior
Screened patio interior
Community entrance and roadway
Community entrance and roadway
Community entrance gate
Community entrance gate
Front exterior at dusk
Front exterior at dusk
Additional open-plan kitchen view
Additional open-plan kitchen view

Interested in the home or the financing?

Request a private showing or ask about the seller-financing option. Call or text 720-841-0056, or use the form below.

5012 Sylvester Loop
Tampa, FL 33610
720-841-0056

Buyer agents welcome: seller offering 2.5% compensation to buyer's broker, negotiable and subject to a written agreement.

Your information is used only to respond to your inquiry about this property and financing.